Combine wet ingredients: In a small bowl, crack your egg and whisk it together with the softened cream cheese until smooth and well combined, about 1 minute.
Mix in dry ingredients: Add the almond flour and garlic powder to the egg mixture, stirring until no lumps remain.
Fold in cheese and bacon: Gently fold in the shredded cheddar cheese, diced jalapeno, and crumbled bacon until everything is evenly distributed throughout the batter.
Let it rest: Allow the batter to sit for 2 to 3 minutes so the almond flour can absorb some moisture and the flavors can meld together.
Preheat the griddle: Heat your waffle iron or mini waffle maker to medium-high heat and lightly grease it with butter or cooking spray for about 2 minutes.
Add cheese layer: Sprinkle a thin layer of additional shredded cheddar cheese onto the hot griddle surface, allowing it to melt slightly for 30 seconds.
Pour batter: Carefully pour half of your batter onto the center of the griddle, spreading it gently to fill the waffle molds evenly.
Cook first side: Close the waffle iron and cook for 3 to 4 minutes until the edges are golden brown and crispy.
Remove and repeat: Use a fork or small spatula to carefully lift the chaffle onto a plate, then repeat the process with the remaining batter and cheese layer for the second chaffle.